{"id":12892,"date":"2021-10-26T15:16:24","date_gmt":"2021-10-26T20:16:24","guid":{"rendered":"https:\/\/blog.bindy.com\/?p=12892"},"modified":"2024-11-28T14:31:55","modified_gmt":"2024-11-28T19:31:55","slug":"ticari-sigorta-primlerini-azaltmak-icin-saha-denetimleri-nasil-kullanilir","status":"publish","type":"post","link":"https:\/\/blog.bindy.com\/tr\/how-to-use-site-inspections-to-reduce-commercial-insurance-premiums\/","title":{"rendered":"Ticari Sigorta Primlerini D\u00fc\u015f\u00fcrmek \u0130\u00e7in Yer \u0130ncelemeleri Nas\u0131l Kullan\u0131l\u0131r?"},"content":{"rendered":"

Bir saha incelemesi, potansiyel tehlikeleri ve riskleri belirleyerek i\u015finizi, \u00e7al\u0131\u015fanlar\u0131n\u0131z\u0131 ve m\u00fc\u015fterilerinizi g\u00fcvende tutar. Ticari sigorta primlerini azaltmak i\u00e7in site incelemelerini kullanmayla ilgili baz\u0131 ipu\u00e7lar\u0131.<\/p>\n\n\n\n

Bir sigorta \u015firketi, yeni bir m\u00fclk ve i\u015fletmeyi sigortalad\u0131\u011f\u0131n\u0131zda siteyi incelemesi i\u00e7in genellikle bir m\u00fcfetti\u015f g\u00f6nderirken, \u00f6nleyici bir yakla\u015f\u0131m benimsemek \u00e7ok zaman ve kaynak tasarrufu sa\u011flayabilir. Sigorta \u015firketleri riskleri sevmez; Onlara \u00f6nceden riskleri azaltt\u0131\u011f\u0131n\u0131z\u0131 g\u00f6sterirseniz, primleriniz muhtemelen d\u00fc\u015fecektir. Azalan riskler, azalan primlere yol a\u00e7ar.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Ticari bir denetimde nelere dikkat etmelisiniz?<\/p>\n\n\n\n

Yang\u0131n g\u00fcvenli\u011fi ile ba\u015flayal\u0131m<\/h2>\n\n\n\n

Yang\u0131n sprinkler ekipman\u0131 kurdunuz mu? Frit\u00f6z gibi ticari bir mutfak ve yang\u0131na dayan\u0131kl\u0131 ekipman var m\u0131? Her ekipman par\u00e7as\u0131 g\u00fcvenli bir \u015fekilde \u00e7al\u0131\u015ft\u0131r\u0131labilir, muayenenin amac\u0131, bunun sa\u011fland\u0131\u011f\u0131ndan emin olmak ve belgelemektir.<\/p>\n\n\n\n

Yang\u0131n \u00f6nleme hakk\u0131nda daha fazla ayr\u0131nt\u0131 i\u00e7in, bkz. Sa\u011fl\u0131k ve g\u00fcvenlik kontrol listesi<\/a>.<\/p>\n\n\n\n

\"Yang\u0131n<\/a><\/figure>\n\n\n\n

bina iyi durumda m\u0131?<\/h2>\n\n\n\n

\u0130yi durumda olan bir binan\u0131n risk olu\u015fturma olas\u0131l\u0131\u011f\u0131 daha d\u00fc\u015f\u00fckt\u00fcr, bu nedenle onar\u0131mlar\u0131n \u00fcst\u00fcnde kald\u0131klar\u0131n\u0131 kan\u0131tlama sorumlulu\u011fu i\u015fletmeciye aittir.<\/p>\n\n\n\n

\u00c7at\u0131 iyi durumda m\u0131, en son ne zaman kontrol edildi? Kar y\u00fck\u00fc nedir? HVAC, elektrik ve s\u0131hhi tesisat sistemlerinin durumlar\u0131 nelerdir? Bu sistemlere bak\u0131m yap\u0131ld\u0131 m\u0131 (son muayene tarihini kaydettiniz mi)? Suyun serbest\u00e7e akabilmesi i\u00e7in oluklar ve ini\u015f borular\u0131 engelsiz mi?<\/p>\n\n\n\n

\"Otoparkl\u0131<\/a><\/figure>\n\n\n\n

M\u00fc\u015fterileriniz risk alt\u0131nda m\u0131?<\/h2>\n\n\n\n

\u0130ster restoran, ister otel veya klinik i\u015fletiyor olun, m\u00fc\u015fteriler sundu\u011funuz hizmetin keyfini \u00e7\u0131karmaya gelir. T\u00f6kezlemeye ve d\u00fc\u015fmeye gelmezler. E\u011fer yaparlarsa, riske maruz kalman\u0131z\u0131 art\u0131ran \u00e7ok iyi bir \u015fekilde sorumlu tutulabilirsiniz.<\/p>\n\n\n\n

Otoparkta m\u00fc\u015fterilerin tak\u0131l\u0131p d\u00fc\u015fmesine neden olabilecek \u00e7ukurlar var m\u0131? G\u00fcverte ve korkuluklar g\u00fcvenli mi? Kald\u0131r\u0131mlar enkaz, buz ve kardan temizlenmi\u015f mi?<\/p>\n\n\n\n

Riskleri azaltma hakk\u0131nda daha fazla ayr\u0131nt\u0131 i\u00e7in, bkz. Yaralanmalar\u0131 ve Y\u00fck\u00fcml\u00fcl\u00fckleri En Aza \u0130ndirmek \u0130\u00e7in 9 \u0130pucu.<\/a><\/p>\n\n\n\n

H\u0131rs\u0131zl\u0131ktan kaynaklanan kay\u0131plar\u0131 \u00f6nleyin<\/h2>\n\n\n\n

Hem dahili hem de harici h\u0131rs\u0131zl\u0131\u011f\u0131 \u00f6nlemek, ticari bir operasyonun risk profilinin b\u00fcy\u00fck bir bile\u015fenidir. Bunu hafifletmek zorundas\u0131n.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Ayd\u0131nlatma yeterli mi? Kap\u0131lar ve pencereler iyi durumda m\u0131? \u00d6nemli alanlara kameralar kuruldu mu? Nakit i\u015fleme prosed\u00fcrleri belgeleniyor ve takip ediliyor mu?<\/p>\n\n\n\n

Daha fazla bilgi i\u00e7in, bkz. Kay\u0131p \u00f6nleme i\u00e7in Kapsaml\u0131 K\u0131lavuz<\/a> ve Kay\u0131p \u00d6nleme Kontrol Listesi<\/a>.<\/p>\n\n\n

\n
\"Kay\u0131p<\/a><\/figure>\n<\/div>\n\n\n

Sadece sorunlar\u0131 bulmay\u0131n, d\u00fczeltin<\/h2>\n\n\n\n

Sorunlar\u0131 bulmak tek ba\u015f\u0131na risklerinizi azaltmaz; bunlar\u0131 d\u00fczeltmek de azaltacakt\u0131r. Eylem plan\u0131 sorunlu alanlara d\u00fczeltici eylemlerin uygulanmas\u0131 i\u00e7in bir f\u0131rsatt\u0131r<\/a>. Bulunan her sorunu d\u00fczeltmekten sorumlu bir bireyi ve \u00e7\u00f6z\u00fcm i\u00e7in bir hedef tarihi belirler. Bunu yaparak, eylem plan\u0131 sahiplenmeyi ve hesap verebilirli\u011fi te\u015fvik eder. <\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Sorunlar\u0131n uzamas\u0131na izin vermeyin. Sigorta \u015firketinize her \u015feyin \u00fcst\u00fcnde oldu\u011funuzu g\u00f6sterin. "D\u00fczeltme" k\u00fclt\u00fcr\u00fc risklerinizi azalt\u0131r ve sigorta primlerinizi d\u00fc\u015f\u00fcrebilir.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

(Bir\u00e7ok) foto\u011fraf \u00e7ekin!<\/h2>\n\n\n\n

Muayene s\u0131ras\u0131nda foto\u011fraf \u00e7ekmeyi unutmay\u0131n. Bir resim me\u015fhur 1000 kelimeye bedeldir ve standartlar\u0131n kar\u015f\u0131land\u0131\u011f\u0131na dair foto\u011frafik kan\u0131t sa\u011flayabilir. Resimleri kal\u0131c\u0131 bir kay\u0131t olarak muayeneye ekleyin. <\/p>\n\n\n\n

Resimler, marka standartlar\u0131na ve sigorta poli\u00e7esi gerekliliklerine uygunlu\u011fu g\u00f6sterme hedefiyle h\u0131zl\u0131 ve iyi bir \u015fekilde hizalanm\u0131\u015ft\u0131r.<\/p>\n\n\n\n

tefti\u015fler ticari sigorta primlerini azaltman\u0131n anahtar\u0131d\u0131r<\/h2>\n\n\n\n

\u00d6nleyici denetimler binalara, m\u00fc\u015fterilere ve i\u015f s\u00fcreklili\u011fine y\u00f6nelik risklerinizi azalt\u0131r. Bu nedenle sigorta primlerini de d\u00fc\u015f\u00fcr\u00fcrler. \u0130ster riskleri azaltmak ister i\u015fletme maliyetlerini azaltmak isteyin, \u00f6nleyici denetimler, kurulumu h\u0131zl\u0131 olan ve maliyetinden daha fazla tasarruf sa\u011flayan harika bir fikirdir. <\/p>","protected":false},"excerpt":{"rendered":"

Bir saha incelemesi, potansiyel tehlikeleri ve riskleri belirleyerek i\u015finizi, \u00e7al\u0131\u015fanlar\u0131n\u0131z\u0131 ve m\u00fc\u015fterilerinizi g\u00fcvende tutar. Ticari sigorta primlerini azaltmak i\u00e7in site incelemelerini kullanmayla ilgili baz\u0131 ipu\u00e7lar\u0131. Bir sigorta \u015firketi, yeni bir m\u00fclk ve i\u015fletmeyi sigortalad\u0131\u011f\u0131n\u0131zda siteyi incelemesi i\u00e7in genellikle bir m\u00fcfetti\u015f g\u00f6nderirken, \u00f6nleyici bir yakla\u015f\u0131m benimsemek\u2026 Ticari Sigorta Primlerini D\u00fc\u015f\u00fcrmek \u0130\u00e7in Yer \u0130ncelemeleri Nas\u0131l Kullan\u0131l\u0131r?<\/span> yaz\u0131s\u0131n\u0131 okumaya devam et \u2192<\/span><\/a><\/p>","protected":false},"author":6370623,"featured_media":12903,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[319730,677174005,677174188,1043654],"tags":[677174186,33371,677174187],"class_list":["post-12892","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-qsr","category-how-to","category-hotel-3","category-loss-prevention","tag-commercial-insurance","tag-health-and-safety","tag-hospitality-insurance"],"yoast_head":"\nHow to Use Site Inspections to Reduce Commercial Insurance Premiums<\/title>\n<meta name=\"description\" content=\"Stores with higher risk have increased insurance costs, are your stores at risk? 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Olu\u015fturmak i\u00e7in...","rel":"","context":""\u2b50 Best practices" i\u00e7inde","block_context":{"text":"\u2b50 Best practices","link":"https:\/\/blog.bindy.com\/tr\/category\/about-bindy\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2019\/03\/shutterstock_372396238.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2019\/03\/shutterstock_372396238.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2019\/03\/shutterstock_372396238.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2019\/03\/shutterstock_372396238.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2019\/03\/shutterstock_372396238.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2019\/03\/shutterstock_372396238.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":4437,"url":"https:\/\/blog.bindy.com\/tr\/retail-audits-the-definitive-guide\/","url_meta":{"origin":12892,"position":5},"title":"\u2b50 Perakende Denetimleri \u2013 Kesin K\u0131lavuz","author":"Bindy","date":"Ekim 26, 2021","format":false,"excerpt":"Perakende denetimlerine dair bu kapsaml\u0131 rehber, perakende a\u011f\u0131n\u0131z genelinde bir perakende denetim program\u0131 planlamak, olu\u015fturmak ve ba\u015flatmak i\u00e7in ihtiyac\u0131n\u0131z olan her \u015feyi i\u00e7erir. 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Perakende denetimlerine y\u00f6nelik bu rehber, g\u0131da hizmeti, marketler, eczaneler, spalar ve klinikler, telekom\u00fcnikasyon gibi sekt\u00f6rlerdeki \u00e7ok birimli perakendeciler i\u00e7indir.","rel":"","context":""\u2b50 Best practices" i\u00e7inde","block_context":{"text":"\u2b50 Best practices","link":"https:\/\/blog.bindy.com\/tr\/category\/about-bindy\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2021\/10\/Bindy-Guide-Retail-audit_Post-green.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2021\/10\/Bindy-Guide-Retail-audit_Post-green.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2021\/10\/Bindy-Guide-Retail-audit_Post-green.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2021\/10\/Bindy-Guide-Retail-audit_Post-green.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/blog.bindy.com\/wp-content\/uploads\/2021\/10\/Bindy-Guide-Retail-audit_Post-green.png?resize=1050%2C600&ssl=1 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/blog.bindy.com\/wp-content\/uploads\/2021\/01\/shutterstock_223889923.jpg","_links":{"self":[{"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/posts\/12892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/users\/6370623"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/comments?post=12892"}],"version-history":[{"count":25,"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/posts\/12892\/revisions"}],"predecessor-version":[{"id":64944,"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/posts\/12892\/revisions\/64944"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/media\/12903"}],"wp:attachment":[{"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/media?parent=12892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/categories?post=12892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.bindy.com\/tr\/wp-json\/wp\/v2\/tags?post=12892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}